Transparency, Security, and Compliance at BuckGuru
Last Updated: January 11, 2026
BuckGuru is an AI-powered financial education and coaching platform. We are committed to transparency about how we operate, protect your data, and maintain compliance with applicable regulations.
This Trust Center provides an overview of our security practices, privacy controls, regulatory positioning, and the technical safeguards we have implemented.
Platform Disclosure Brochure: For detailed information modeled after industry-standard disclosures, see our Platform Disclosure Brochure.
Important: BuckGuru is a financial education platform, not a registered investment adviser.
BuckGuru provides AI-powered financial coaching and educational content designed to help users understand financial concepts and make informed decisions. Our service is explicitly designed to operate within the educational exemption of the Investment Advisers Act of 1940.
We maintain strict terminology standards throughout our platform to clearly communicate our educational nature:
| We Use | Instead Of | Rationale |
|---|---|---|
| Financial coach | Financial advisor | "Advisor" is regulated |
| Financial education | Financial advice | "Advice" implies advisory |
| Guidance | Recommendations | Guidance is educational |
BuckGuru uses advanced AI language models to provide personalized financial education. Our AI coaches are designed with safety and compliance as core principles.
Every AI interaction is governed by explicit compliance boundaries embedded in our system. Our AI is designed to:
All AI tools that access external data include embedded compliance guardrails:
Voice-enabled sessions maintain identical compliance standards as text chat. Voice AI coaches are instructed to:
Note: While our AI is designed with these guardrails, no AI system is perfect. We encourage users to exercise judgment and consult licensed professionals for specific financial decisions.
We implement comprehensive security measures to protect your data and ensure platform integrity.
All data encrypted in transit (TLS 1.3) and at rest (AES-256)
Secure authentication with NextAuth.js, role-based access control (RBAC)
Granular permissions system with six distinct roles and 15+ permission types
Hosted on enterprise-grade cloud infrastructure with DDoS protection
Regular security assessments, dependency scanning, and automated security testing
Documented incident response procedures with defined notification timelines
For complete details, see our Privacy Policy.
We maintain a comprehensive set of technical controls to ensure our platform operates within its educational mandate.
| Control | Status | Verification |
|---|---|---|
| AI System Prompts | Implemented | Code review, QA tests |
| AI Tool Guardrails | Implemented | Code review, QA tests |
| Terminology Standards | Implemented | Grep audit, code review |
| Terms of Service | Implemented | Legal review |
| Privacy Policy | Implemented | Legal review |
| UI Disclaimers | Implemented | Visual QA |
| First-Use Acknowledgment | Implemented | E2E tests |
| Voice Mode Compliance | Implemented | Code review |
| Automated Testing | Implemented | CI pipeline |
Our technical controls are designed to prevent the following activities:
Enterprise Inquiries: For detailed security questionnaires, vendor risk assessments, or enterprise-specific compliance documentation, please contact security@buckguru.com.
Our platform explicitly supports these unregulated educational activities:
| Activity | Description |
|---|---|
| General financial education | Teaching financial concepts and principles |
| Budgeting guidance | Helping users understand and create budgets |
| Debt reduction strategies | Educational content on managing and reducing debt |
| Savings goal setting | Tools and education for setting savings goals |
| Credit score education | Understanding how credit scores work |
| Retirement account types | Educational content on 401(k), IRA, Roth, etc. |
| Insurance concepts | Understanding different types of insurance |
| Tax optimization concepts | General education on tax-advantaged strategies |
The information provided through BuckGuru is for informational and educational purposes only and is not intended as investment advice or a recommendation to buy or sell any security. All investments carry risk and may result in loss. Past performance is not indicative of future results.
You should consult with a qualified financial advisor before making any investment decisions.
For complete terms, see our Terms of Service.
We maintain our compliance controls through regular review and updates:
Next scheduled review: Q2 2026
We welcome questions about our security, privacy, and compliance practices:
Note: This Trust Center is for informational purposes and does not create warranties beyond those stated in our Terms of Service. BuckGuru has implemented controls designed to maintain its status as a financial education platform. Regulatory frameworks evolve, and we commit to updating our practices accordingly.
Current as of January 11, 2026. This Trust Center is reviewed quarterly.